Healthcare goes up 38 percent

Lue C Fur

Evil member
Yeah, well I'd rather be alive to talk about...:biting:

'My heart, my choice,' Williams says, defending decision for U.S. heart surgery

CANADA'S unapologetic Danny Williams says he was aware his trip to the United States for heart surgery earlier this month would spark outcry, but he concluded his personal health trumped any public fallout over the controversial decision.


That crazy canuck...what does he know. :wink2:
 

klein

Für Meno :)
Yeah, well I'd rather be alive to talk about...:biting:

'My heart, my choice,' Williams says, defending decision for U.S. heart surgery

CANADA'S unapologetic Danny Williams says he was aware his trip to the United States for heart surgery earlier this month would spark outcry, but he concluded his personal health trumped any public fallout over the controversial decision.

Yes, you do have specialist everywhere in the USA. That I know. And, I'm sure if you had the same problem, you would have flown to Maimi to get it done , too.
Money makes things possible.
 

Lue C Fur

Evil member
Yes, you do have specialist everywhere in the USA. That I know. And, I'm sure if you had the same problem, you would have flown to Maimi to get it done , too.
Money makes things possible.

Yup. Best doctors and best hospitols is in the good ole USA. :happy-very:
 

TechGrrl

Space Cadet
Actually if the "giants" opened up shop across state lines this would be a good thing. Think economies of scale through operational efficiency or even on some level economies of scope with the reduction of long run marginal and average costs.

Kindly explain how tort reform will not reduce medical costs in a free market.

Because it hasn't in the 38 states that already have such laws on the books. Check out Texas: very stringent tort reform, still very high medical costs.

And selling across state lines is fine with me, as long as the enabling legislation says that the company must meet the most stringent regulations of the states it sells into. Otherwise, the companies will cherry pick the state with the lowest level of consumer protection, and the consumer gets screwed again.
 

av8torntn

Well-Known Member
Because it hasn't in the 38 states that already have such laws on the books. .

Actually it has. I'll just throw a few facts your way with the assumption that you have a basic understanding of markets.

States with damage caps average 12% more physicians than states without.
ARHQ did a study and found that caps increase access to care without an adverse affect on mortality.
Kessler and McClellan did a study and found that malpractice reforms directly lead to a 5-9% reduction in medical costs without any added medical complications.
There is a study by a Zukerman that proves that malpractice caps lowered insurance premiums by 34% for surgeons.
The first year Texas enacted their reform medical liability insurance dropped 17%.(since you brought up Texas)
Anytime you reduce costs to provide goods or services in a free market competition can drive down costs to consumers which in turn increases access.

Texas has other problems not related to this with their health care and some can be directed at the federal law that requires emergency rooms to treat anyone regardless of their ability to pay. The Federal government takes money from the citizens of Texas in the form of Medicare but does not send an equal amount back to the state. The population in Texas has grown at about twice the national rate.

As far as selling across state lines. Let's see I can buy a car across state lines. I can buy a home in another state. I can even buy food in another state. Oppps I can't buy health insurance in another state cause it's illegal. Sound stupid? I mean seriously I can live longer without food than I can without health insurance.
 

bbsam

Moderator
Staff member
AV, the fact that medical malpractice insurance rates drop because of tort reform does not mean that health insurance premiums go down, does it? And that really is what we a looking for here.
 

av8torntn

Well-Known Member
AV, the fact that medical malpractice insurance rates drop because of tort reform does not mean that health insurance premiums go down, does it? And that really is what we a looking for here.


Of course it does. Think of it this way. If everything else remains the same and you lower the costs to provide a service across the board the people providing the service will compete for a larger share of the market to have the ability to incorporate economies of scale for the ability to earn a higher profit margin at a lower cost to the consumer. A lower cost to the consumer increases access to the service for all.
This is in the most basic form and I understand things tend to be a bit more complicated than that but I would quickly lose your interest. What tends to happen in these types of situations is the consumer becomes accustomed to paying a rate and instead demand greater services for the same amount on money. So the other answer is no if costs are reduced this does not have to mean lower insurance costs. For example copay does not increase at the rate of inflation in actual health care costs or include child birth, or wellness care or well I hope you get the picture. One thing I think you guys are missing is that the plan passed by either house of congress does nothing to decrease health insurance premiums and really has no intention of doing so. It is meant to increase access to the system which will increase the actual costs of health care because demand will increase at a faster rate than would even be possible to add physicians and shift the burden of who pays the costs.

My little disclaimer is it is late and these are just my opinions.
 

klein

Für Meno :)
Food for thought :
The newest life expentancy by country results are in !


Country Comparison :: Life expectancy at birth
This entry contains the average number of years to be lived by a group of people born in the same year, if mortality at each age remains constant in the future. The entry includes total population as well as the male and female components. Life expectancy at birth is also a measure of overall quality of life in a country and summarizes the mortality at all ages. It can also be thought of as indicating the potential return on investment in human capital and is necessary for the calculation of various actuarial measures.
Rank country(years) Date of Information


1 Macau 84.36
2009 est.​


2 Andorra 82.51
2009 est.​

3 Japan 82.12​

2009 est.​


4 Singapore 81.98
2009 est.​


5 Hong Kong 81.86
2009 est.​


6 Australia 81.63
2009 est.​


7 Canada 81.23
2009 est.​


8 France 80.98
2009 est.​


9Sweden 80.86
2009 est.​


10 Switzerland 80.85
2009 est.​


11 San Marino 80.81
2009 est.​


12 Israel 80.73
2009 est.​


13 Iceland 80.67
2009 est.​


14 Anguilla 80.65
2009 est.​


15 Cayman Islands 80.44
2009 est.​


16 Bermuda 80.43
2009 est.​


17 New Zealand 80.36
2009 est.​


18 Italy 80.20
2009 est.​


19 Monaco 80.09
2009 est.​


20 Liechtenstein 80.06
2009 est.​


21 Spain 80.05
2009 est.​


22 Guernsey 80.00
2009 est.​


23 Norway 79.95
2009 est.​


24 Jordan 79.85
2009 est.​


25 Jersey 79.75
2009 est.​


26 Greece 79.66
2009 est.​


27 Austria 79.50
2009 est.​


28 Faroe Islands 79.44
2009 est.​


29 Malta 79.44
2009 est.​


30 Netherlands 79.40
2009 est.​


31 Luxembourg 79.33
2009 est.​


32 Germany 79.26
2009 est.​


33 Belgium 79.22
2009 est.​


34 Saint Pierre and Miquelon 79.08
2009 est.​


35 Virgin Islands 79.05
2009 est.​


36 United Kingdom 79.01
2009 est.​


37 Finland 78.97
2009 est.​


38 Isle of Man 78.82
2009 est.​


39 Gibraltar 78.79
2009 est.​


40 Korea, South 78.72
2009 est.​


41 European Union 78.67
2009 est.​


42 Puerto Rico 78.52
2009 est.​


43 Bosnia and Herzegovina 78.50
2009 est.​


44 Saint Helena, Ascension, and Tristan da Cunha 78.44
2009 est.​


45 Denmark 78.30
2009 est.​


46 Ireland 78.24
2009 est.​


47 Portugal 78.21
2009 est.​


48 Wallis and Futuna 78.20
2009 est.​


49 United States 78.11
2009 est.​


50 Albania 77.96
2009 est.​

 

bbsam

Moderator
Staff member
No, Av I don't think that's right. If UPS finds a way to cut costs, say by finding a cheaper means of tracking a package, that is not necessarily passed on to the customer. But even so, recent events show that even if a 17% rate decrease goes to the customer, we are at the tipping point where 30-40% rate increases are going to make the point moot.
 

av8torntn

Well-Known Member
No, Av I don't think that's right. If UPS finds a way to cut costs, say by finding a cheaper means of tracking a package, that is not necessarily passed on to the customer. But even so, recent events show that even if a 17% rate decrease goes to the customer, we are at the tipping point where 30-40% rate increases are going to make the point moot.

Of course they do and this is where I tend to get a little rude so I'll hope someone else jumps in with a little more business experience to explain it to you a little better than I can. We can start with the basics. Say you wanted to take an original signed document from NY to LA by 830 am. You charter a fast aircraft, hire a pilot, pay landing and takeoff fees, cover other government fees, account for your time to make this happen at say a conservative cost 8 grand. UPS through economies of scale and scope and cost savings with efficiency offer the same service for just a guess about a hundred bucks. That is an example of actual cost savings passed on to the consumer.

You can apply this in a different way. Remember the recent efficiency push at UPS to reduce transit times in certain trucking lanes. This savings in time was passed to the consumer directly by way of faster delivery times.

You can look at other times in UPS history with fuel surcharges that were dropped after fuel prices dropped.

You can look at the added value of the tracking system to the UPS consumer.

Klein Life expectancy is not a very good indicator of the quality of health care. It does not account for simple things like suicide, genetic traits, local dietary habits, death by auto accident, and on and on and on...
 

Lue C Fur

Evil member
Klein Life expectancy is not a very good indicator of the quality of health care. It does not account for simple things like suicide, genetic traits, local dietary habits, death by auto accident, and on and on and on...

Klein knows that but has to find any way possible to bash America. I think its jealousy.:wink2:
 

klein

Für Meno :)
Apparently he missed the hockey score the other night.

TODAY - February 24, 2010

hockeyloss_metrolarge.jpg


Team Canada owes the U.S. a thank you

Losing to them may have been the best thing to happen to our men's hockey stars, blogger says.
link: The details
 

klein

Für Meno :)
Doctor Survey: US Health System Lags on Access, Quality

Another survey out today blows holes in the oft-repeated claim that the U.S. has the best health care in the world. The survey, of 10,000 primary care doctors in 11 wealthy nations, found that American patients are far more likely to lack access to medical treatment because of insurance restrictions or cost, despite the fact that the U.S. spends twice as much per capita on health care as any other developed nation.
 

tieguy

Banned

tieguy

Banned
Doctor Survey: US Health System Lags on Access, Quality

Another survey out today blows holes in the oft-repeated claim that the U.S. has the best health care in the world. The survey, of 10,000 primary care doctors in 11 wealthy nations, found that American patients are far more likely to lack access to medical treatment because of insurance restrictions or cost, despite the fact that the U.S. spends twice as much per capita on health care as any other developed nation.

I'm not sure if we have the best health care but canadians often tell us its the best in north america.
 
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klein

Für Meno :)
Tie, do you make the whole world laugh at you at times ?
First of all, the UK, is located accross the atlantic ocean. On an Island, belonging to the continent of Europe.
Canada is located on the continent of North America. It borders the USA, to the north. To be exact, the 49th paralle, seperates Canada from the USA.

Secondly, you read tabloids, such as the national enquirer, don't you ?
You just read the one above, ( dailymail ), and believe it.
Oh well, some people do. Your just another 1 of them.

Please go back to it.... it might be very interessting for you to read the front page headlines.
Facebook, topped the top of them !

Here's your link. Have fun reading and learning :
http://www.dailymail.co.uk/home/index.html
 
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