I hear UPS always finds a way to blame you. Assuming you have your ebrake on, what would UPS charge you with if someone re-ended you are a red light cause they werent paying attention? The reason i ask is because i got in a tier 1 accident that was unavoidable. I used all methods to avoid it but other drive caused it and admitted it. Im not worried or anything but im cause i like to stay off the radar and now if i "cause" an accident anytime soon they will be on my ass a lot more than if this guy never bumped me.