Teamcare Complete Summary Plan Description

[browned out]

Why is the no Teamcare Summary Plan description posted anywhere including the Teamcare website. Does Teamcare even cover Transition lenses, etc.
Here is what my current vision benefits pay VSP

	Single Vision, lined bifocal and lined trifocal are fully covered. In addition, these lenses/lens options are fully covered: Photochromic lenses (Transitions ®) Tinted (colored) lenses These lenses/lens options are fully covered after applicable copay: Standard Progressive Lenses $50.00 Premium Progressive Lenses $80.00 - $90.00 Custom Progressive Lenses $120.00 - $160.00
Additional Information:	Your plan provides an average 35-40% savings on the following lens options. Based on your lens type (single vision/lined multifocal), you should expect to only pay: Anti-Reflective Coatings $37.00 - $75.00 Edge Polish $32.00 High Index lenses $51.00 - $102.00 Polarized lenses $53.00 - $93.00 Polycarbonate lenses $23.00 - $28.00 Scratch-Resistant Coating $15.00 - $29.00 UV Protection $14.00

Here is Teamcares incomplete description

Network	EyeMed Vision
Exam	$10 co-payment
Standard Lenses	100% benefit for lenses
Frames or Contact Lenses	100% benefit up to frame allowance of $100, or contact allowance of $80
Maximum Benefits There should be a complete summary plan description from teamcare for medical, dental, vision and all other benefits. What information teamcare is providing is not adequate.	Once every 12 month

 

[browned out]

This is all I can find for a Teamcare Summary Plan Description. It is about 2 pages and not specific. My UPS Plan Description is about 60 pages and goes into detail on all benefits.

TeamCare Plan for New UPS Members MEDICAL (In-Network)	Effective January 1, 2014
Employee Contribution	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]There is no Employee Contribution. [/FONT][/FONT]
PPO Network	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]BlueCross BlueShield or Medical Mutual (Ohio). [/FONT][/FONT]
Annual Deductible	Year 1 [FONT=Calibri,Calibri][FONT=Calibri,Calibri]No deductible [/FONT][/FONT]	Year 4 [FONT=Calibri,Calibri][FONT=Calibri,Calibri]No deductible [/FONT][/FONT]
Year 2 [FONT=Calibri,Calibri][FONT=Calibri,Calibri]No deductible [/FONT][/FONT]	Year 5 [FONT=Calibri,Calibri][FONT=Calibri,Calibri]$100 per person / $200 per family [/FONT][/FONT]
Year 3 [FONT=Calibri,Calibri][FONT=Calibri,Calibri]No deductible [/FONT][/FONT]
Annual Plan Maximum	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]There is no Annual Plan Maximum. [/FONT][/FONT]
Individual Out of Pocket Cap	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]The Out of Pocket is capped at $1,000 per person. [/FONT][/FONT]
Family Out of Pocket Cap	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]The Out of Pocket is capped at $2,000 per family. [/FONT][/FONT]
Medical Office Visit	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$10 co-payment [/FONT][/FONT]
Routine Physical Office Visit	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$10 co-payment [/FONT][/FONT]
Well Child Care	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$10 co-payment [/FONT][/FONT]
Routine OB/GYN Office Visit	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$10 co-payment [/FONT][/FONT]
Routine Mammogram/Pap	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100% benefit [/FONT][/FONT]
Emergency Room	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100%, if admitted, or on the first day of an accident, otherwise 80%; and then 100% after Out of Pocket is met. [/FONT][/FONT]
Inpatient Hospital Benefit	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100% benefit [/FONT][/FONT]
Outpatient Surgery	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100% benefit [/FONT][/FONT]
Chiropractic Maximum	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]80%, to $1,000 maximum per person per year. [/FONT][/FONT]
Outpatient Diagnostic Imaging and Lab Benefit	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100% benefit through Quest Labs or US Imaging; or 80%; at a non-Quest or US Imaging provider; then 100% after Out of Pocket is met. [/FONT][/FONT]
PRESCRIPTION	CVS Caremark Network
Retail Prescription	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$5 co-payment for generic or brand (if no generic equivalent). You can use any pharmacy in the CVS Caremark network. [/FONT][/FONT]
Mail Order/Maintenance Choice	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$0 co-payment for generic or brand (if no generic equivalent). [/FONT][/FONT]
Generic Requirement	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]If a generic equivalent is available, you must take the generic or be responsible for the cost difference between the price of the brand name drug and the generic drug plus the co-payment. [/FONT][/FONT]
Maintenance Medication Requirement	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]For maintenance medications, you have the choice of either using a CVS Pharmacy or CVS Caremark Mail Service. After the 2nd fill of a maintenance medication at a retail pharmacy, your co-payment will increase to 50% of the cost of the medication. [/FONT][/FONT]
DENTAL
Deductible	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]None [/FONT][/FONT]
Preventive and Basic Services	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100% [/FONT][/FONT]
Major Services	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]80% [/FONT][/FONT]
Child Orthodontia	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]50%, no lifetime maximum [/FONT][/FONT]
Annual Dental Maximum	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]None [/FONT][/FONT]
VISION	EyeMed VisionCare
Routine Eye Exam	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$10 co-payment [/FONT][/FONT]
Standard Lenses	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100% benefit for lenses [/FONT][/FONT]
Frames or Contact Lenses	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]100% benefit up to frame allowance of $100, or contact allowance of $80. [/FONT][/FONT]
Maximum Benefits	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]Once every 12 months with TeamCare [/FONT][/FONT]
LIFE INSURANCE
Employee Basic Life	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]FT: 2080 or PT: 1040 times hourly rate. There is a maximum of $100,000. [/FONT][/FONT]
Employee AD&D	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]FT: 2080 or PT: 1040 times hourly rate. There is a maximum of $100,000. [/FONT][/FONT]
Spouse Basic Life	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$5,000 [/FONT][/FONT]
Child Basic Life	[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]$2,500 [/FONT][/FONT]
SHORT-TERM DISABILTY
[FONT=Calibri,Calibri][FONT=Calibri,Calibri][/FONT][/FONT][FONT=Calibri,Calibri][FONT=Calibri,Calibri]60% of average weekly base pay up to $500 per week; maximum of 26 weeks [/FONT][/FONT]

ail.

 

[BEE51]

now post the retiree insurance coverage, don't forget only 200,000. per year max. coverage

 

[cynic]

Perhaps it is a "work in progress"? I agree, it is a poorly handled and communicated transition to TeamCare. I've ranted enough about how poorly IBT has communicated with the membership throughout this contract negotiation period but will extend it a bit further and say this is yet another example of how not to treat the members.

Time for IBT to learn to use technology like streaming video (and save costs on producing DVD's) and Twitter and the local's websites (to save paper/trees and mailing costs). We've invented fire and the wheel during the leadership's lives...

 

[Skooney]

If this is the coverage people are throwing a fit about the IBT is to blame for the ignorance. This is quite good. With that said, is this the same version that the western will be getting? According to our BA we are getting something slightly different.

 

[Overpaid Union Thug]

I am convinced that a huge portion if those that voted no on their supplements didn't even know why other than their locals' officials telling them too.

 

[Bubblehead]

I am convinced that a huge portion if those that voted no on their supplements didn't even know why other than their locals' officials telling them too.

Same goes for the yes voters, I would say ever more so.

 

[East coast navy]

If this is the coverage people are throwing a fit about the IBT is to blame for the ignorance. This is quite good. With that said, is this the same version that the western will be getting? According to our BA we are getting something slightly different.

It's better.

 

[foundinload]

It's better.

good enough for me. too bad i can't vote.

 

[East coast navy]

Same goes for the yes voters, I would say ever more so.

It's called following the herd. The majority of the yes voters are told it's a good thing. So they believe it and vote yes. The no voters don't believe it and vote no. The difference is the majority of the no voters do their home work. Majority of the yes voters not so much.

 

[RealPerson]

If this is the coverage people are throwing a fit about the IBT is to blame for the ignorance. This is quite good. With that said, is this the same version that the western will be getting? According to our BA we are getting something slightly different.

It all depends if you are NEW to CS or current Member, and then down to supplement....

While this is BETTER than first Offer, it isn't what I HAD, so I am GIVING back while the company made Billions in Record Profits.

For the current FT people in CS, it is Better than what you HAD, so thank a NO Voter, for that!!!!!

 

[Inthegame]

Same goes for the yes voters, I would say even more so.

Maybe, or maybe the yes voters are a little more pragmatic and thoughtful than you think. Maybe the yes voters realise the package they have is rare in the workplace these days and continuing to get increases in H&W and Pension and wages and working conditions in an established, already superior mature contract isn't as easy as printing a fact less TDU flyer. Just maybe those sheeple yes voters think a strike could kill the golden goose and seriously jeopardise their personal futures. And maybe those yes voters read the papers or watch news and see other major profitable companies forcing severe concessions, not pseudo concessions as presented by our vote no crowd. Maybe some of the yes voters remembered history and what happened to the worlds largest package delivery service of years ago, REA Express, and didn't want to repeat that history as an upstart named UPS knocked them off.
But hey, I'm just guessing here and UPS made 4.38Bl last year so there's plenty more cookies in the jar... and they'll never run out, right?.

 

[Anonymous 10]

Maybe, or maybe the yes voters are a little more pragmatic and thoughtful than you think. Maybe the yes voters realise the package they have is rare in the workplace these days and continuing to get increases in H&W and Pension and wages and working conditions in an established, already superior mature contract isn't as easy as printing a fact less TDU flyer. Just maybe those sheeple yes voters think a strike could kill the golden goose and seriously jeopardise their personal futures. And maybe those yes voters read the papers or watch news and see other major profitable companies forcing severe concessions, not pseudo concessions as presented by our vote no crowd. Maybe some of the yes voters remembered history and what happened to the worlds largest package delivery service of years ago, REA Express, and didn't want to repeat that history as an upstart named UPS knocked them off.
But hey, I'm just guessing here and UPS made 4.38Bl last year so there's plenty more cookies in the jar... and they'll never run out, right?.

The best poster on this site period. Look at all his posts if you want but he gets it and he can post it.

 

[oldupsman]

Well, you're right. 4.38 billion is alot of cookies. And that's more cookies than they had last year. And I'll bet at the end of this year
they'll have even more cookies. So is it okay if I have 1 or 2 cookies? And the argument that we have it better then most people
is totally bogus to me. Oh be grateful. I am grateful. I'm grateful UPS made all those cookies last year. Who made the dough for those cookies?

REA Express? Boy, you're really digging deep. Half of the people on this board never even heard of REA until they googled it just now.
WORLD'S largest package delivery service? Don't remember REA ever having a hub in Singapore.

 

[Inthegame]

REA Express? Boy, you're really digging deep. Half of the people on this board never even heard of REA until they googled it just now.
WORLD'S largest package delivery service? Don't remember REA ever having a hub in Singapore.

Well less than half on this board ever knew anything about REA. And here I thought an "oldupsman" would appreciate some history. I must be a real oldupsman to not have to google REA. No one else in the world delivered the volume of packages that REA did, hence the WORLDS largest...
Brother we're getting lots of cookies in this and every prior agreement the IBT negotiated with UPS while too many others are getting the crumbs. Well earned I agree, but also well compensated and represented.

 

[East coast navy]

Maybe, or maybe the yes voters are a little more pragmatic and thoughtful than you think. Maybe the yes voters realise the package they have is rare in the workplace these days and continuing to get increases in H&W and Pension and wages and working conditions in an established, already superior mature contract isn't as easy as printing a fact less TDU flyer. Just maybe those sheeple yes voters think a strike could kill the golden goose and seriously jeopardise their personal futures. And maybe those yes voters read the papers or watch news and see other major profitable companies forcing severe concessions, not pseudo concessions as presented by our vote no crowd. Maybe some of the yes voters remembered history and what happened to the worlds largest package delivery service of years ago, REA Express, and didn't want to repeat that history as an upstart named UPS knocked them off.
But hey, I'm just guessing here and UPS made 4.38Bl last year so there's plenty more cookies in the jar... and they'll never run out, right?.

Well now they learned their lesson because a strike never happened and we got better then the first offer. Maybe they should take notes.

 

[oldupsman]

Well less than half on this board ever knew anything about REA. And here I thought an "oldupsman" would appreciate some history. I must be a real oldupsman to not have to google REA. No one else in the world delivered the volume of packages that REA did, hence the WORLDS largest...
Brother we're getting lots of cookies in this and every prior agreement the IBT negotiated with UPS while too many others are getting the crumbs. Well earned I agree, but also well compensated and represented.

Sorry, I didn't explain myself better. I know exactly who REA was. I'll give ya the volume argument. Though I'm too lazy to
do my homework and see how many packages parcel post was delivering at the same time REA did in their heyday. But as you know they were not world wide.
Funny you mention REA. When I was a young driver a old center manager of mine had a picture of an REA truck in a junkyard with weeds growing
around it. The caption under it read, "All dinosaurs become extinct."

Look, I understand the argument you don't kill the goose that laid the golden egg. But I had a district manager give me the same argument back in 97.
Besides nobody is talking strike. These no votes aren't a bunch of TDU wackos. These are guys who simply don't understand why we can't have the same great
health care we've always had because we all know the money is there. And then the way the IBT tried to blow one by us has really pissed alot
of people off. Hoffa and Hall have alot of ass kissing and explaining to do. They haven't come close to selling this thing yet.

 

[brownmonster]

I have the same healthcare I've always had.

 

[Bubblehead]

Maybe, or maybe the yes voters are a little more pragmatic and thoughtful than you think. Maybe the yes voters realise the package they have is rare in the workplace these days and continuing to get increases in H&W and Pension and wages and working conditions in an established, already superior mature contract isn't as easy as printing a fact less TDU flyer. Just maybe those sheeple yes voters think a strike could kill the golden goose and seriously jeopardise their personal futures. And maybe those yes voters read the papers or watch news and see other major profitable companies forcing severe concessions, not pseudo concessions as presented by our vote no crowd. Maybe some of the yes voters remembered history and what happened to the worlds largest package delivery service of years ago, REA Express, and didn't want to repeat that history as an upstart named UPS knocked them off.
But hey, I'm just guessing here and UPS made 4.38Bl last year so there's plenty more cookies in the jar... and they'll never run out, right?.

You can use what I posted as a segway for your usual shtick, but the reality is that to vote yes is the path of least resistance and requires very little in the way of pragmatic thinking.
To vote no takes guts and conviction and is motivated by knowledge and research.
Nobody is asking for "more cookies", rather we no voters simply refuse to concede concessions to a company who continues to record record profits.
We refuse to be caught up in the stock market mentality where it is no longer good enough to do well, rather you have to continually do better and better or the stock suffers.
There is no ceiling to this mentality and they aren't concerned with how it is propagated or who is chewed up and spat out in the process.
We will not sacrifice our hard earned benefits to feed the greed.
We are also not willing to be martyrs for the other failing sectors of our union AGAIN.
First we strike in '97 to keep the pension.
Then 10 years later we beg UPS to take it, to bail out a failing Central States.
Now 5 years later you want the same Central States to look after my health care?
No thanks, I read the memorandum in the Master that gives Central States carte blanche to change the terms of our benefits as they see fit throughout the duration of this contract.
This is a door that needs to stay closed.
I prefer the present plan I'm in where UPS is required to provide defined benefits rather than a defined contribution.

4.38 billion???....yea, I want mine and will fight for it.
No more or no less.

 

[Bubblehead]

I have the same healthcare I've always had.

So far, so do I and it's better than yours.
When and if this contract goes through, I will still have a better plan than you.
Doesn't that anger you?
​I want us all to have what I have.