ok completely noob question here I know but its because I dont care much for retirement plans because I invest my money elsewhere. I've been a part timer at UPS in the NorthEast for about 9.5 years and I havent looked into the retirement stuff at all so I'm wondering if I have to sign-up for this stuff, or have I been placed into a plan automatically after a certain number of hours worked or what? I assume that since I don't get any information updates in the mail and nothing is listed on my pay stub that I must not be in a plan? Do I have to sign-up for these UPS retirement plans? Is there an easy check to see if I am in one? I just don't want my money going to some retirement plan, so I can invest it elsewhere, but I'm kinda clueless about if it is or not.