Thank for the advice I plan on talking to a financial advisor soon but you think I should dump bright horizon fund where should I move that 40% too? Maybe move it to 20% or just get out of it? Thanks again
You can't go wrong with putting it all in the 500. If I had to choose just one fund that would be it. If you want to diversify more you could split it between the 500, the 400, and Russell 2000 which would essentially give you total stock market exposure all in low cost index funds.
When you go see the financial advisor make sure you bring printed out copies of the prospectus for all the funds we have available so he can compare costs, holdings, etc.
If he recommends any of the bright horizon funds pick up your stuff and leave.