I get my little pension things in the mail every once in awhile and i dont understand what im reading? Im only part time but my contributions jump all over the place because i ground help constantly. From like 500-1500 a month in contributions. But say my total accured annual benefit as a part time employee is around 10k for 65. Does that mean i get 10k a year at 65 for the rest of my life? Or do i just get a one time payment of 10k when i retire. Pretty huge difference and im just trying to understand it.