Hello all, After a coworker had an unfortunate mishap at home and missed a considerable amount of work I started to think about our disability insurance coverage and if it would be wise to purchase a policy on my own for lost wages due to an injury off the job. Our center is covered by a disabilty policy through the union that only pays out a paltry $250 a week for fulltime employees, that is a joke and a disgrace on the unions part. I wunder if the areas of the country where hourlies are covered under the UPS Health care plan get a better disability benefit? I was wondering if anyone can give any advice or premium amounts on a personal disability policy. Thanks.