Got my pension payment offer in the mail today. I quit UPS last year (moved to another state). Was there for almost 7 years, part time. The lump sum is a considerable about of money, and would really help me out. This may be a dumb question, but since I’m not there anymore, does the money keep gaining interest? The other offer they gave me was to take 400 and change when i turn 65. Will that number go up as the years go by?