Have you changed your 401k allocations within the last week?

Discussion in 'Current Events' started by over9five, Aug 5, 2011.


Have you changed your 401k allocations recently?

  1. Yes

    3 vote(s)
  2. No

    5 vote(s)
  3. I will soon

    1 vote(s)
  4. I wish I already had

    0 vote(s)
  5. Too late, we're all going down

    2 vote(s)
  1. over9five

    over9five Moderator Staff Member

    Have you?
  2. brett636

    brett636 Well-Known Member

  3. klein

    klein Für Meno :)

    Nope, but as long as the Nasdaq stays above 2200, I`m still ahead of the game.
  4. over9five

    over9five Moderator Staff Member

    I had a lot of money in the S&P 400 Midcap, and I did pretty much bail out of it.
  5. moreluck

    moreluck golden ticket member

    It is not panic time.......long term is where it's at!!
  6. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    August 5, 2011 8:43 pm

    Just wanted to note the date and time that I agreed with moreluck.

    Over, you have more than enough time before you retire for your 401k to bounce back. Moving stuff around after the fact only compounds the damage.

    However, I did shudder when I checked my balance and saw that I am down nearly $10K this week alone.
  7. over9five

    over9five Moderator Staff Member

    Me too.
  8. brett636

    brett636 Well-Known Member

    Buy low sell high. Now is the time to put more into stock as it gets cheaper.
  9. Jones

    Jones fILE A GRIEVE! Staff Member

    Bailing out now is a foolish move. If you were willing to buy stocks last week, why wouldn't you buy them this week at a cheaper rate? The only rational move is to increase your contribution rate.
  10. over9five

    over9five Moderator Staff Member

    I think I'll be able to buy a lot cheaper in a little while....
  11. Baba gounj

    Baba gounj pensioner

    I haven't even bothered to check my numbers.
  12. Monkey Butt

    Monkey Butt Dark Prince of Double Standards Staff Member

    I reallocated my funds so they matched my original planned %.
  13. trplnkl

    trplnkl 555

    I rolled mine over a year ago, I aint lookin at what it all looks like now. I just hope my adviser doesn't jump out of his ground floor office window.
  14. faded jeans

    faded jeans just a member

    I rolled mine over last week, but she said forget it. Oops. Sorry. Wrong thread..........................:blushing:
  15. over9five

    over9five Moderator Staff Member

    Wrong thread??? Wrong website, I think!!!
  16. cachsux

    cachsux Wah

    Bailing ,as in completely removing ones money, is a losing option no matter how its looked at. Moving it however into a less risky area is good if you do it before the drop. Moved 90% of mine into the safer options two weeks ago and lost less than a grand. I`ll let the market stabilize and then put it back over the course of a month or so and buy more of the riskier stuff while its cheap.
  17. over9five

    over9five Moderator Staff Member

    Me too. I moved 70% out of the S&P Midcap into other funds.
  18. wkmac

    wkmac Well-Known Member


    Hey folks, sometimes the only thing left to do is to just share a laugh together!
  19. browndevil

    browndevil Active Member

    No, gonna ride it out. Just think, we are now buying low
  20. moreluck

    moreluck golden ticket member

    It's all about cost averaging !!