Strike check list for everyone to help financially ON TOPIC

Yep that’s what I’m trying to say. If you don’t have a bill from your mortgage saying it’s overdue or you’re about to have some sort of legal action. I don’t know how you can qualify and that takes at least a month or two. Unless of course he’s not paying his bills now. Lol.
No, you're missing my point, it just takes some "paperwork" showing you have a hardship. I can type a letter and photoshop my mortgage company's letterhead on it. Really simple actually.