Be prepared for many more setbacks & downgrades to our health plans not only in future contracts but during the course of them as well. Especially retirees both past & future. I hate to think what portion of our pension will be given right back to pay for our insurance by the time the rest of us retire. The Affordable Care Act guarantees that the days of employers providing health insurance are numbered. Demand that Hoffa/hall call for the full repeal of the Affordable Care Act to save it's members from the taxes, penalties & other consequences we are only beginning to realize. That is the only chance we have of ever bringing back the great plans that UPS has provided its employees for decades.