Time to tweak the ROTH

Discussion in 'UPS Retirement Topics' started by Deemster, Jul 1, 2015.

  1. Deemster

    Deemster Member

    So after the whole Greece shenanigans I went to prudential and set my funds to 50/50 bright horizon/s&p500. Where previously it was all set to bright horizon.

    Obviously I have no logical plan to follow here but after hearing that bright horizon has high fees I figured it was time to spread it out a little.

    I'm stuck at 10% right now due to my low pt pay, but plan on jacking it up by the time I make book to drive.

    Total account is around $1700 value little over a year old. All in bright horizon 2050. Should I transfer the funds to s&p500 or just let it build from the ground up?
  2. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    "Set it and forget it."
  3. 25TOLIFE

    25TOLIFE Member

    Agreed.....I started mine a long time ago and checked my balances once every 6 months. I never moved my money around between funds.....even in the bad times. When funds go down you are buying at a lower rate and when they bounce back you will be sitting pretty. Took a hit to mine 2 or 3 times and it's looking pretty good right now.....Let it ride brother!