So after the whole Greece shenanigans I went to prudential and set my funds to 50/50 bright horizon/s&p500. Where previously it was all set to bright horizon. Obviously I have no logical plan to follow here but after hearing that bright horizon has high fees I figured it was time to spread it out a little. I'm stuck at 10% right now due to my low pt pay, but plan on jacking it up by the time I make book to drive. Total account is around $1700 value little over a year old. All in bright horizon 2050. Should I transfer the funds to s&p500 or just let it build from the ground up?