UPS MAN Dallas TX
Well-Known Member
Pros and cons of the 401K plan.
UPS 401K
- Thread starter UPS MAN Dallas TX
- Start date
Save for your future
DriverNerd
Well-Known Member
Pros
Reasonable fees
Roth option
Easy to manage
Cons
No match
Not a lot of investment choices (compared to some)
Reasonable fees
Roth option
Easy to manage
Cons
No match
Not a lot of investment choices (compared to some)
burrheadd
KING Of GIFS
Rack em
Made the Podium
Definitely don't ask @IVE GOTTA PACKAGE 4U cause he doesn't know jack sheet
Brownslave688
You want a toe? I can get you a toe.
Brownslave688
You want a toe? I can get you a toe.
you must be so jealous to attack him like this all of the time
burrheadd
KING Of GIFS
I just want to see him rant
CoolStoryBro
Well-Known Member
S&P 500 fund has low expense ratio.
SMA = Self Managed Account where you can buy individual stocks.
SMA = Self Managed Account where you can buy individual stocks.
oldngray
nowhere special
Index funds you can pretty much set and forget about it. SMA lets you play around but unless you enjoy messing with imaginary money I believe index funds are better for retirement accounts. It is possible but difficult to beat their long term gains.
Cram as much as you can in a Roth. Taxed up front and you get to keep everything. If you start early, you will retire with plenty of cash. Social Security is going broke and pension plans are going to be a thing of the past. Take care of your future, nobody is going to do it for you.
Jackburton
Gone Fish'n
The ability to max a Roth at $19.5k, can’t do that anywhere else.
MethodsMan
Well-Known Member
My 401k is up a couple grand in the past month.
Keep saving
Rack em
Made the Podium
Refer to post #7
You only have 30 more years to go....
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