I finally filed my taxes last week, it seems that has become a chore that I really hate to do the last few years. I usually work about 45 hours a week, and the last two years my gross income was $93K before I put 20% in my 401K. In 2017 I paid $835 into Federal and I got a Georgia State refund of $259, so I was $576 in the hole between them. My county property taxes were $1600 a year for a one acre lot with a 1600 square feet house fifteen miles out in the suburbs. For 2018, I paid $510 Federal, State Refund is $459 (which I got back in five days), and my county taxes are $1100. Between the Feds and State, I owe $51. So I am about where I want to be. One of the advantages I see in moving to Florida in retirement is no state taxes, although the local taxes will be higher.