Crystal,
Just went through shopping for car insurance, I thought the bill I got from my current carrier (State Farm) was on the high side. To my surprise, after web shopping, no one even came close to the rate I am currently paying. The quotes were anywhere from $200 - $1,00 higher. However, someone suggested going to Libery Mutual for a quote since we get a %10 discount with them. Bottom line, LM would have saved me about $40 a year from what I am currently paying, and a big plus is that they also offer payment through payroll deduction. However, since I have been with my local agent for over 20 years, and also have home and life insurance through them, I opted to stick with my local agent since I do like the personal and close by personal service they offer. There is a link through UPSERS.com for Libery Mutual.