B of A is talking to State and Federal about forgiving some folk's mortgage principal in turn for no law suits being filed against B of A. If you are one who pays your mortgage payment on time and you pay it every month........you'll not get a thing!! But, if you ignore your house payment or pay it late all the time, you're the slouch who will probably get a lot of your principle forgiven by the bank. Yeah, that's fairness !!! NOT!!!