When UPS offered stock to hourly's I started buying $25 a week, it added up pretty well. I had more that was in our "Thrift" plan from back in the 80's, that got rolled into an IRA. For the 30 years I put in, I always had faith in the company being a good financial investment. Even though financial advisers tell you not to put all of you eggs in the company basket. I put what I could in that basket and it treated me well. My last 6 years I shifted in the yard for Feeders. My old Preload manager told me I I ever wanted a couple hours OT to come in and sort when I got off my Feeder duty. I just happened to get off just as a couple Amazon trailers hit the doors. I did that for a while, but when that wave of Amazon stuff hit it was like a 4-5 foot high wave coming down the belts. Now that Amazon is doing a lot of there own shipping, and dividing it up with other shippers, I wonder what that will do to our financial security. I would still say invest in UPS. You really should have a financial adviser, if you already don't. Mine made me enough that even if the pension went belly up, I'm pretty secure. Sock what you can in your 401, good luck, if you can stick it out, it will pay off.