sailfish
Master of Karate and Friendship for Everyone
Well
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dow 23000
- Thread starter Jkloc420
- Start date
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Don't beat yourself up. I give you a lot of credit for saving. Go online and so the questionnaire. It may help you choose a better mixWell
Brownslave688
You want a toe? I can get you a toe.
I just did an actual face palm.
Faceplanted
Well-Known Member
If your close to retirement the goal is to keep your money and not take losses.
If your young, that return is horrible.
Brownslave688
You want a toe? I can get you a toe.
He's really young
sailfish
Master of Karate and Friendship for Everyone
He is young.
We all make mistakes. Don't beat yourself up. Now go to your room and do some homework.
KOG72
I’m full of it
We all have
He is smart with his money, he has his head on his shoulders.
Faceplanted
Well-Known Member
The s&p 500 is an easy way to make money when young. When I was young I did 50/50 with my 401k and Roth 401k. I split them between the 500 and the bright futures with a very late end date. Bright futures is more and more agressive the later the date says
Now iv diversified into real estate. I have a rental and my own house that I pay 2x the principal on both. My wife has another house in her name that is rented. I figure that with no mortgage, we can basically live off the rent income with both of the rentals paid off. This is without even factoring in a pension.
I made a 40% increase in 3 years with a prior fixed upper I bought and sold during the slump/gain in real estate. My current properties were both purchased 3/4 years ago. Houses are getting to an expense point currently that makes me worried about another slump. Currently I would not buy a "rental" as an investment.
Now iv diversified into real estate. I have a rental and my own house that I pay 2x the principal on both. My wife has another house in her name that is rented. I figure that with no mortgage, we can basically live off the rent income with both of the rentals paid off. This is without even factoring in a pension.
I made a 40% increase in 3 years with a prior fixed upper I bought and sold during the slump/gain in real estate. My current properties were both purchased 3/4 years ago. Houses are getting to an expense point currently that makes me worried about another slump. Currently I would not buy a "rental" as an investment.
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Not at all. Actually think the conservative agenda would fly through with less drama than with Trump. But then you wouldn't have the speculative bubble and the market would be more rationally valued.
Wally
BrownCafe Innovator & King of Puns
I always love 401k threads. There is always so many experts and bickering! Keeps me entertained during lunch every time.
Faceplanted
Well-Known Member
When it comes to investments, real estate, and sports everybody is an expert. Nobody knows
Wally
BrownCafe Innovator & King of Puns
WOWImagine if I was putting it in the right
sailfish
Master of Karate and Friendship for Everyone
Their calculator assumes I'm going to be making this sh*y part-time, mid-progression pay until I retire. It's not taking into account that my income is going to double in a couple years.
sailfish
Master of Karate and Friendship for Everyone
I'd be walking out of this hole tomorrow.
UpstateNYUPSer(Ret)
Well-Known Member
Perhaps they know something that you don’t.
Regardless, you need to be a little more aggressive.
They have many online tools all over the internet to help you.
