Fools Making Good Money But Broke

[Box Ox]

There is nothing wrong with buying coffee on credit- as long as the card is paid off every month.

Yep. The cash back and travel points from CC purchases are free money if you pay in full every month.

 

[Wally]

There is nothing wrong with buying coffee on credit- as long as the card is paid off every month.

I guess, but it sure makes it easier to spend.

 

[rod]

Yep. The cash back and travel points from CC purchases are free money if you pay in full every month.

We get at least two free airline tickets to Texas and back for us every year. That’s 700 to a thousand in savings for us. We also get a couple hundred back from Costco a year for their card. We charge Everything and it’s automatically paid off monthly.

 

[Jones]

I guess, but it sure makes it easier to spend.

The trick is to pay it off right away so it doesn't seem like free money. We've used credit cards forever but never carried a balance, in 30 years I've never paid single dime in credit card interest.

 

[Box Ox]

The trick is to pay it off right away so it doesn't seem like free money. We've used credit cards forever but never carried a balance, in 30 years I've never paid single dime in credit card interest.

Good point. Same for me. Never any interest. But you do still see what you spent come out of the checking account every month!

 

[Wally]

The trick is to pay it off right away so it doesn't seem like free money. We've used credit cards forever but never carried a balance, in 30 years I've never paid single dime in credit card interest.

I have a feeling the people in the article are not as well disciplined. Lol

 

[Indecisi0n]

You are right. Idiots buy coffee on credit.

But I get points that way.

 

[Wally]

But I get points that way.

In that case, charge away!

 

[sailfish]

I have a feeling the people in the article are not as well disciplined. Lol

Ya think? Sounds like I can stretch $20k farther than these idiots can take $100k.

 

[DriveInDriveOut]

You may be right. But I didn’t bring Trump up. You did. Again. TDS.

The entire Democrat platform is that the economy is actually terrible and capitalism is failing the little guy. You're a flaming Democrat. Carry on.

 

[OrioN]

Yep. The cash back and travel points from CC purchases are free money if you pay in full every month.

Yep, I turned those points into gift cards at the end of the year.

Plus, the built-in buyer protection/ insurance when using them thru EBay and PayPal double if those sites decline to help you. There's a growing# of counterfeit stuff in those markets, including Amazon...

For example, I didn't know getting fake spark plugs will ultimately blow up your engine!

PS I'll get free fake micro sd memory cards by reporting those sellers who are flashed them as a higher capacity card.

Go thru the process of a full refund.

They don't want me to return them in exchange for not leaving negative feedback ( I do it anyways).

Reformat the free cards to store music and just plug them in a portable speaker

 

[542thruNthru]

Ya think? Sounds like I can stretch $20k farther than these idiots can take $100k.

You but you also live in some hole middle America town that has a median income of 25k a year.

 

[IVE GOTTA PACKAGE 4U]

The trick is to pay it off right away so it doesn't seem like free money. We've used credit cards forever but never carried a balance, in 30 years I've never paid single dime in credit card interest.

Use it like a debit card and take the reward points.

 

[sailfish]

You but you also live in some hole middle America town that has a median income of 25k a year.

Shut the hell up.

 

[zubenelgenubi]

Badfinger?

I thought it was The Beatles, but yes, Badfinger. Though it was composed and originally performed by Paul McCartney in consideration for Abbey Road before the gave the song over.

 

[Wally]

I thought it was The Beatles, but yes, Badfinger. Though it was composed and originally performed by Paul McCartney in consideration for Abbey Road before the gave the song over.

Great group!

 

[BrownFlush]

But worth it.

I hate Fivebucks coffee.

 

[BrownFlush]

Lots of small businesses are not taking credit cards. Those points and airplane tickets aren't paid by the credit card company. 3% charge to the merchant.

 

[rod]

Lots of small businesses are not taking credit cards. Those points and airplane tickets aren't paid by the credit card company. 3% charge to the merchant.

If a place charges extra for using a credit card I will pay cash and then look around the next time for the same kind of business that will take a card.

 

[BrownFlush]

If a place charges extra for using a credit card I will then pay cash and then look around the next time for the same kind of business that will take a card.

Never been to a place that charged me for using a credit card, just been to a few that wouldn't accept them period .