This will probably never change. Money management is not taught in schools. you get it from your parents for the most part, peer pressure , advertising.You see Gofundme accounts all the time set up to bury someone who dies with no insurance, no savings. They made good money but blew every cent.
Your TDS is flaring.Ah yes, this is where you explain the economy is actually terrible, Trump is terrible, America is terrible, the sky is falling....
Your TDS is flaring.Your TDS is flaring.
Consumer confidence as a stupid metric has been around for decades and really doesn’t tell a thing about the economy. Consumer confidence was always high...until it wasn’t. What was it in June of 2006?
We have friends that spend everything and them some. They must be making over 180k. I don't think they save anything. They get take out just about every night. Every time something goes wrong they hit up the mother for money. She keeps bailing them out like a fool.