Since I'm still employed with UPS, I can't open a Roth so an IRA is what I'm looking into doing to go along with my 401K. How do I setup an IRA account?
Since I'm still employed with UPS, I can't open a Roth so an IRA is what I'm looking into doing to go along with my 401K. How do I setup an IRA account?
Since I'm still employed with UPS, I can't open a Roth so an IRA is what I'm looking into doing to go along with my 401K. How do I setup an IRA account?
Roth is the way to go. you pay taxes on money before you put it in and don't have to pay taxes when you take it out.
my spouse doesn't work so we were able to max out the IRAs and the 401k. that saved us a boatload on taxes.
we use Vanguard too ( as another poster does) since they are top professionals and very LOW fees with good performance like the vanguard 500 fund . they have a lot of INDEX funds like International funds and such which are not as risky.
all the big mutual funds have 1-800 numbers. call them and ask questions.