I am age 47, am in management and have 25 years with UPS. If I decide to make my own "early retirement" plan and resign prior to age 55 is it possible to buy the same health insurance coverage that I have through UPS on the open market? Also how does my resignation effect my rights to pension payments when I do turn 55 or 65? Is there anything else that I should be considering before making this life altering decision? Thank you in advance for your help.