I'm see what everybody writes and I'm so glad that when I started back in1986 that I started saving my money. I started at the age of 24 and retired at 54. I started making $10.90 an hour and top pay was $14.90. We only could put in like $7.00 in ups savings. I know that ups has changed but you still can make a lot of money working there! I tell every young driver to Max out the 401k, one of the best things I did and I still can't get to it until I'm 59. I am 57 now and I don't need $400,000 that's in there right now. My wife and I travel anywhere we want to go. People listen, save your money!!