Any info would be greatly appreciated, Im 44 years old been working Pt in the hub for at least 24 years, started when i was 20 years old in the central states. confused about the definition of 25 and out at any age? need clarification, been told at least two different versions. 1.Retire after 25 years of service at any age receive pension at retirement age which is 62 years of age i believe. 2.Retire after 25 years of service at age 45-47 whenever i reach my credit and immediately receive pension?