Took an unpaid paternity leave for a week, insurance lapsed

Discussion in 'UPS Discussions' started by takesteady, Jan 25, 2020.

  1. takesteady

    takesteady New Member

    Warning to any future parents out there, make sure your full time supervisor files the proper paperwork or punch in at least once per week for however long your leave lasts or your health insurance will lapse.

    I confirmed multiple times with my PT sup that I would take a week off while my daughter was being born, but I found out weeks later that my insurance lapsed for the week I took off to be with my wife in the hospital which left me on the hook for thousands of dollars in medical bills. Apparently if you don't punch in for 5 consecutive days, your insurance will lapse.


    I know im a :censored2:ing idiot for not talking to a full time or a shop steward, but it's still crazy. I talked to my steward and they are helping me out, but it's still a major headache having to call AETNA and teamcare to handle it.
     
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  2. Fuzzy Brown

    Fuzzy Brown Member

    Too late for FMLA maybe they will go back and give you an entitlement day for the week you were off all you need is one report per week to maintain your insurance.
     
  3. takesteady

    takesteady New Member

    I feel like a * for not going through the proper channels, but my main takeaway is something I already knew, pt sups are :censored2:ing good for nothing.
     
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    Last edited by a moderator: Jan 25, 2020
  4. Fuzzy Brown

    Fuzzy Brown Member

    But it’s less hassle and expense than your wife divorcing you for not being there.
     
  5. Rack em

    Rack em First to worst!

    I hope everything works out for you, that situation really sucks. Congratulations on your new daughter too :)
     
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  6. takesteady

    takesteady New Member


    That's what ended up happening. They gave me a check for two days that week. Now im just trying to get AETNA and Teamcare to pay the claim.
     
  7. Indecisi0n

    Indecisi0n Well-Known Member

    *
     
  8. Sissy Brown Short Shorts

    Sissy Brown Short Shorts Active Member

    Did me dirty a few years back when I took a week off to recuperate from a surgery, didn’t want to go through the bs applying for leave or disability for just a couple hundred bucks and my center manager said I would be good, no problem. Insurance lapsed and I got billed almost 30k. Idk if I got lucky but the person I talked to from teamcare was very understanding and they paid up.
     
  9. Fuzzy Brown

    Fuzzy Brown Member

    The same thing happened with a friend they eventually paid up.
     
  10. Fuzzy Brown

    Fuzzy Brown Member

    Understanding and Teamcare are two words I’d never use together.
     
  11. Brownslave688

    Brownslave688 You want a toe? I can get you a toe.

    Worst case you can pay for cobra coverage that week


    No?
     
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  12. takesteady

    takesteady New Member


    That's what the lady I spoke to at teamcare suggested, but I talked to an attorney who said I should do no such thing. They already wrote me a retro check for that week so I think that should be enough.
     
  13. Brownslave688

    Brownslave688 You want a toe? I can get you a toe.

    Yes. I’m just saying that’s the worst case scenario is you’d pay for that. So you were never really on the hook for the bills.
     
  14. takesteady

    takesteady New Member


    Well, I think I still am. Teamcare claims it hasn't 'updated'
    in their system yet and I that I have to call AETNA to resolve it. I may end up just paying the COBRA claim to put a stop to this headache.
     
  15. clean hairy

    clean hairy Well-Known Member

    If nothing else, you might be able to arrange with management to punch in for a short time 1 day a week to keep the insurance.
     
  16. Boywondr

    Boywondr The truth never changes.

    We've had fmla backdated here.
    Call hrsc and get your doctor to backdate your claim under fmla.20200114_211229.jpg
    Give that a try?
     
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  17. zubenelgenubi

    zubenelgenubi Well-Known Member

    Here's an idea to bring up with your locals for the next contract: 40 hrs/month to keep your benefits. Having benefits potentially lapse from one week to the next is quite possibly the dumbest thing I've heard. I'd also be interested in seeing whether the setup we have, wherein our benefits could lapse, violates the Affordable Care Act.
     
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  18. Brownsocks

    Brownsocks Just a dog

    The affordable care act violates the Constitution.
     
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  19. trickpony1

    trickpony1 Well-Known Member

    Obama didn't care.
    The constitution is "just words.".

    (suggesting that it is easily changed or manipulated)
     
  20. Boywondr

    Boywondr The truth never changes.

    A fellow upser said his dad worked for ABF and Roadway. When he was a kid his dad had to work X amount of hours per week to secure benefits for that week so sometimes they had to cancel dentist and other healthcare appointments because he didn't quite make the minimum.

    We have it much better than that but much worse than the 1 punch per month we needed to secure benefits before we got put into Teamcare, not that our UPS Teamcare is a bad plan, it isnt, things change, but to listen to a supervisor talk about what your negotiated rights are is foolish.

    People need to know their rights under FMLA and Local Unions need to educate their membership.
     
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