Francis ,you have to take a lot of things into consideration.First of all,I don't know if you noticed,but in some places its hard to get by on just one salary,even if its a ups driver.If you have a mortgage and the wife dont work,with the prices of everything today,it can be hard.I have an 02 nissan sentra with 98,000 km on it,is that what you'd call a crappy old car?I'm lucky to have a working wife,she buys the food,pays for her own car,I and I cover the rest,and when things get tight I take a lot of flak because I like my beer.