I am trying to come to terms with the possibility of facing permanent disability. Can anybody offer any insight as to what happens if an injury prevents you from ever returning to your current job? Are you just simply unemployed and uninsured after the STD runs out or will UPS try and place you in a different position? Is there permanent disability pay? Etc??? If it makes any difference, this has not been claimed as a work related injury. Working at UPS obviously hasn’t (or wasn’t) good for my back; but I can’t honestly say that my back problems are solely the result of being a driver at UPS. I don’t want to ask my center manager or anybody else at UPS this question. I need to know absolutely for sure that I cannot return to work. before I put the last nail in my coffin.