I do it that way so when the time comes that I need the money, I have it.My wife used to do bookkeeping, so I tried to get her to handle our personal finances. Apparently doing it for work and doing it for yourself are two different things for her. Since I'm stuck with managing the money I'll do it how I see fit. She can make whatever changes she wants when I'm dead. She may have trouble finding the buried silver, though.
I don't rob Peter to pay Paul