Discussion in 'UPS Discussions' started by BlackJack616, Sep 6, 2016.
For paying off a huge amount of debt... WELL DONE !
Jim spent all that money on alcohol when Tina hit the wall...
Spend it all. You could die tomorrow.
But then you have to work until you die.
This is awesome!! Good for them. Gotta love being debt free.
I cannot wait till I'm work free
Or just live with mom and dad for a year or 2, use most of your pay to pay it off.
Dave Ramsey's Money Makeover.
This only happens to irresponsible people who ignore the damage that credit cards could do.
He's a little extreme, but that is for those with no self control.
They're legal loan sharks...they can cripple you worse than Uncle Tony.
You are painting with a broad brush.
At one point after my divorce I had $48K of personal debt.
It was gone in less than 3 years thanks to Dave Ramsey.
And he is very annoying.
He is a bit extreme and a bit too religious but his system, which is basically common sense, works.
Most, not all
I'm talking specifically about credit cards,student loans and bills are a part of life.
One of those 3 is correct
Get this crap outtahere
Most of the $48K was credit card debt. Thankfully the interest rates were somewhat reasonable---I think the highest one was 12.9%.
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