Hey Fred, THANK YOU!! My costs are up $55.50 per month on the new insurance plan that features fewer providers than ever before. Oh, and I don't even bother with the crap Vision Plan, where it is actually cheaper to forget the insurance altogether and just pay yourself. God, what a wonderful company!! Whatever you do, please do not raise my pay to offset any of these increased costs because I am SO effing happy to be part of the FedEx "team". Another giant step....BACKWARDS. FedEx Cares...PSP Rocks!!!