It all comes down to the strength of the economy where you are located.For example when I was under the core zone formula I had a zone that was only 25 miles from the terminal and the core zone was based on stem miles the distance in this case was based on those 24 miles one way. Yet on the days when I worked only that one zone and I admit there were few days when I was so fortunate. I would return to the terminal with 145 to 170 miles run that day. Why? That core zone also included 480 RD carrier miles which was not factored into the core zone formula. That's why I say just because you are in a prosperous metro area doesn't mean that it's like that everywhere else. Oh by the way the Supreme Court by means of a one vote majority upheld the ACA. No if it had gone the other way and was struck down what would you have done when it comes to your employees health insurance, Mr. it will be fine? I answer that. Nothing