I'm right outside of Lycoming, PA.
No mental illness here. I'll be Dave if it will all make you feel better.
Have a great day! Check UPSer's website and get off BC sometimes and soak up that nice Pay Check most of the high school grad (only) kids don't have.
As you know. I retired 49 & 11-months with 28-11 months worked. I used my 7-weeks and optional week to make it to PEER 80. I'm in the WCT plan.
I read on here where other locals in the Western Plan pay a lot less for retiree medical but I am outta Spokane so that's what we pay. I went 100% Pension and got my wife two insurance policies. So if I tip over, she gets none of my pension but she'll be fine with the life insurance. It was the best deal in our situation.
Yet, health insurance & life insurance costs a month sure takes a bite out of my pension.
One beautiful thing most don't know after you retire is the lack of taxes. Your status now is unearned income so you have no SS or Medicare tax. Meaning say you make approx. $1,000 a week now but only get $710 of that as cash, when you retire... that $1,000 gross turns into about $870 net of cash. These are rough guesstimates but just for future retirees to know because a lot of my co-workers didn't know that.
I never called you Dave. He was at least consistent. So did you retire to "right outside Lycoming, PA"? Or did you fly there right after work from Spokane? Where you retired three years ago at "49 and 11 months". And did it take you 28 years and 11 months plus 7 weeks of vacation and an optional week to make PEER 80? Or will you be able to lock in at 25 years when you turn 46 and draw 100% pension 9 years later?
I don't know who the 45 are you are referring to. I don't hate you, and I'm not even being unduly critical, I'm just pointing out some inconsistencies in what you write. In trying to make sense of it I have to assume you are either mentally ill, a troll who has just enough knowledge to sound somewhat convincing if no one looks too closely but has trouble keeping his story straight, or just an outright fraud who has trouble keeping his story straight.
If you are experiencing the onset of dementia (how would you know, right?), you would have my sympathies and I would tailor my responses accordingly, if I ever felt compelled to respond at all. If you are a troll or a fraud, then I would be more inclined to call you on your BS, or just ignore you all together.
Oh! Wait! I just put it together. You literally are a "Fitbit App"! This has to be some AI code that has scanned through all the posts on here and generates its own posts so the engineers who coded it could see if it could pass the turing test. Kinda like all the twitter bots. Back to the drawing board, fellas. Close, but no cigar.