This needs to be prefaced - This financial crisis hits both sides of the isle The Democrats and Republicans are responsible, BUT it did start with the Clinton Administration back in the '90s. The Clinton Admin wanted to see more Americans owning homes. This is a good thing but you can't go about it the way the Clinton Admin did. Jim Johnson was the first CEO of Freddie Mac during that administration. He was basically ordered to make home loans inclusive to low income families. He and his successor Franklin Raines, softened the rules which led to this implosion of our financial institutions. Congress went along with this and supported the Clinton administration and the regulations that were put in place. The reason the democrats do not want a commission to be formed to get to the bottom of this debacle is it will lead right back to the former administration. In the time of an election, that would not be good would it? ! This is the disaster we face. We have a Congress that is to busy protecting and defending their reputation and their turf. We are up to at one half trillion in bail outs and other measures or should I say band-aids to fix the problem. There is no confidence that this will not continue to rise and cost us more than one trillion or more in the near future. If I were McCain's or Obama's campaign mgr, I would be telling them to call the president and get a special session of Congress moving right now to put some stop gap measures in place to restore confidence and start a process of repair. The first to do that will probably be the next president. I don't think the American people want to see blame being placed on the other candidate. Right now, I think America wants to see action to get rid of the fear that our economy is going to collapse! Your thoughts.