must be nice to have a pension that the company puts money in for us. 99.999999% of America don't have that no more. They also don't have profit sharing, esop's, etc. What they have is 401k's where you put your own money in (on a hell of a lot less wages) and hope that your company actually matches % for %, which a lot have moved to .5% for %. But hey, its the workers fault, not the money hungry ceos, board, and wall street trying to increase their salary's benefits and company profits to make wall street happy, right?