I had a dog strike on the 5th of Dec. How do I know if I was charged with an accident? center manager said you bet your being charged , but no warning letter? I feel this was unavoidable as it was a small dog and we had ten inches of snow that day, I tried avoiding by putting in the ditch, no damage to car just caught dog with front tire. center manager said take pics , I refused as I chose not to use my cell phone. I had a safety ride 5 days later for only 20min and center manager did not come out to investigate for about six days by this time all the snow was plowed and conditions were changed. Any advice would be great. I am 5 years in and have a rural run. there are only two of us out of the building so we are really exploited sometimes for not knowing what to file on. This just doesn't feel right.