I just realized something. Your 50% pension payment is $1850 a month. That means your 5 year average monthly earnings were $3700 a month or $44,400 a year. Back when they terminated the plan I knew a lot of topped out couriers who made mid $50's or more. The only way you as a topped out courier all those years could have such a low 5 year average is you were one of those couriers who never worked OT, never worked Saturdays, went home early all the time. This explains a lot. Always shooting off your mouth. Son, you're all hat and no cattle.
Here's something you might be interested in. Social Security 2100 plan raises the minimum monthly benefit to 125% of the federal poverty level.
But, here is the big news in your case. The 5 month waiting period to make first application SSD will be eliminated.
S*!ks to be you. This wasteful spending proposal is in the legislation being introduced to Congress by those evil communist sympathizing pinko liberal Democrats. And therefore your principals won't allow you to apply for SSD earlier even though your worsening health would likely make you a sure bet approved application .
Wait a minute! I forgot! In your mind's eye any Democrat sponsored social program legislation that betters your lot in life is good. Anything that doesn't is "socialism" and "wasteful spending".
Whoops! Too bad. When your party takes control of Congress again Social Security 2100 will never make it out of committee. Just forget about it.