Sorry, were talking to me?
I have 90k @3.125 left on my 15 mortgage, three paid for vehicles, no other debts. I contribute the max to my Roth401k every year (this year 18.5k) and have a sizable (much larger than 50k balance. I have an emergency fund of 15k in liquid cash. I cash flow my daughters college 12k yearly, and my wife doesn’t have to work. We took two European vacations last year, two more scheduled next year, all paid for before we set foot on the planes.
One thing you did get right, I’m only 41.
So, again, we’re you talking to me son?
Edit: Silly me, I didn’t even include my trading account, which I leave that to your imagination.