During the first 3 years of Obamacare there were subsidies actually paid to the health insurance companies to offset losses they incurred during the implementation of Obamacare. the main problem is that people enroll in Obamacare, get the procedure they need done then drop out. That problem is being addressed Look VanT, if you don't want to enroll in Obamacare you don't have to. If you don't want to take your employers plan you don't have to. You can buy your own private insurance plan. Or you can go without and pay all of your medical bills out of your own pocket. So just exactly what is it you want? keep in mind. The surgery I had performed last fall was one that is performed 1.6 million times a year in this country. There were however complications that had to be addressed. The total cost to my insurer.........$ 41,000. Now do you have that kind of cash laying around? It's not a broken health care system. It's an over whelmed health care system.