No, brother. No.
I spend every nickel I get from the pension and SS each month. My goal each month is to not have any left when the next month rolls around. When I have some left over, I have to work smarter the next month in my spending and giving.
I get the investment thing, but I laugh every time I hear those gold and silver commercials. If the economy collapses, and the money is no good, I think Hannity and O"Reilly figure they're gonna go in the basement and get a couple bars, go to Wal-Mart and trade for bread and milk.
The bread and milk man ain't gonna be delivering when the economy goes full Mad Max.
But, hey, I'll give you a chunk of silver for a pack of Marlboros...whad a ya say?