I was notified my appeal of a dental benefit amount paid has been approved. $150.00 that would have come out of my pocket is now coming out of Teamcare's. Aetna would have paid more; the benefit is required to be matched=$150.00 Any Dental Benefits that are not equal to what you had before 2014 will be reimbursed. Disability Payments thru Teamcare start on the 8th day of illness. Disability Payments thru Aetna or other previous plans started on the 4th day of illness. An appeal should be filed to get paid for the 4 days one is entitled too. I do not know what the differences in Life Insurance are. These benefits should be automatically applied but they are not. It is misleading in the contract. I feel it is a breach of contract. FILE AN APPEAL. Page 171 of the UPS contract states 4. Short term disability, life insurance and dental benefits will first be provided through Central States Health & Welfare. UPS will cover the differential between what Central States Health & Welfare currently provides and what the employee had as a benefit prior to January 1, 2014 Get the $$$$$ you deserve.