Yet you let the gov't play with YOUR money for a year. Makes no sense!
""It's my money and I want it now!"[/QUOTE " (upstate)
Yet you let the gov't play with YOUR money for a year. Makes no sense!
""It's my money and I want it now!"[/QUOTE " (upstate)
Yet you let the gov't play with YOUR money for a year. Makes no sense!
Good point on savings rate of return, but one can draw it when they need it for a blown car engine, failedYou could put it in the bank and earn .000001275% interest.
There is no reason to wait for the paper version to arrive in your mailbox. You can download your W-2 through the ADP link on upsers.com on or about Jan. 20. You can also use your last paystub of the year to prepare your taxes and then wait for the W-2 to make sure the totals match exactly. If you use your paystub make sure you subtract your traditional 401k contributions from your Federal wages only to ensure you get the tax advantage and the proper refund.
My return is sitting there ready to file. I am just waiting on H&R Block to release the latest update (today) and will then file over the weekend during the football games.
"It's my money and I want it now!"
You could put it in the bank and earn .000001275% interest.
Or invest it in a mutual fund and earn 10%+. Or better yet figure out how much you've been getting at the end of the year and do a Roth deduction of your check of that amount divided amongst 52 weeks. Some of us have to wait till Feb for our investment 1099's anyways.
We've had some rough spots but dollar cost averaging over time will payout more than 10%. Diversifying also protects your investments, kinda like when the European debt crisis with Greece was tanking the International fund in our 401k earlier in 2012. Since the rebound it's actually one of the highest return rates in the choices available in our 401k portfolio options. edit 18.85% to be exact.If you invested in the market in 1999 your 13 year return would be close to zero. Chasing a 10% return might be a pipe dream. I hope not, I'm still all in aggressive in my investments.
We've had some rough spots but dollar cost averaging over time will payout more than 10%. Diversifying also protects your investments, kinda like when the European debt crisis with Greece was tanking the International fund in our 401k earlier in 2012. Since the rebound it's actually one of the highest return rates in the choices available in our 401k portfolio options.
Through thick or thin I've never wavered. Kept buying on the way down and on the way up. Give me 10% a year for the next seven and my nest egg will double just in time for retirement.
The next decade is going to be strong. I think we'll have some dips here and there but overall I think we are in for an economic boom in the next few years.
Or invest it in a mutual fund and earn 10%+. Or better yet figure out how much you've been getting at the end of the year and do a Roth deduction of your check of that amount divided amongst 52 weeks. Some of us have to wait till Feb for our investment 1099's anyways.
Yes, but they have until the end of Feb to post them. Last year they took till the last minute to have them available.Your 1099's aren't available online?
Yes, but they have until the end of Feb to post them. Last year they took till the last minute to have them available.