I know for us, we literally have the best health insurance out there. To me, it doesnt matter. I think everyone should have what we have and could do a lot of good for the country as a whole. Imagine not being forced to take a job soley for the insurance. Imagine that.
People need to take better care of themselves.
If people just ate healthier, stopped smoking/drinking/drug use, and worked out regularly, healthcare costs would get fixed overnight. Doctors would be cold calling people for checkups.
The problem right now is too many people who dont care enough about their health (until the reality of consequences set in) are using the majority of the resources (doctors time). That and old people, though theoretically they “paid in” to the system.