$1500 annual max dental

Discussion in 'UPS Union Issues' started by Up_and_at_UPS, Jun 1, 2013.

  1. Up_and_at_UPS

    Up_and_at_UPS Coffee box sniffer

    Moving from no max to $1500. What a joke. There are less profitable companies that offer better than this. This is a big step backwards. I just don't understand why we always have to give up stuff. Teamcare is inferior to UPS plan.
  2. bottomups

    bottomups Bad Moon Risen'

    You should probably start a new thread urging everyone to vote NO.
  3. Johney

    Johney Well-Known Member

    At no cost too you? Just saying.
  4. Up_and_at_UPS

    Up_and_at_UPS Coffee box sniffer

    My wife needs some major dental. She had some chronic health problems that affected her teeth. UPS plan, I pay 3000. Teamcare 12,000+. Making a mad dash to get it done before year is up.
  5. oldngray

    oldngray nowhere special

    I agree. Get those body tune ups done before August.
  6. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    The healthcare changeover won't take place until 1/1/14.
  7. quamba 638

    quamba 638 Member

    I was under the UPS plan as a part- timer an my limit has always been 1500 a year. The year I had all four wisdom teeth removed and two cleanings only costed around 1300.... So there was no out of pocket.
  8. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    ....other than the 1300 that it costed you...did you try to find a participating provider who would do the work for the amount of the insurance payment?
  9. cachsux

    cachsux Wah

    Do you chose your doctors by which will do the best job or by which will get it done the cheapest?
  10. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    When I was married and we had both insurances plus her HSA we went with the best----now that it is just me I go with the one who does an acceptable job and takes my insurance as payment in full.

    We used to go to Dentist A for all of our dental work. Dentist A is on my delivery route. He would bill my insurance and we would submit the balance to hers. When we got separated I switched the kids and I to Dentist B. Dentist A asked me and I told him B takes our insurance as payment in full and if he (A) were willing to do the same we would switch back.

    Dentist B in this case does just as good work as A with zero out of pocket.
  11. Up_and_at_UPS

    Up_and_at_UPS Coffee box sniffer

    The truth is, I work at UPS because of wages and benefits. When you see a profitable company slowly take those away you get discouraged. I did not break my back on preload all these years with the expectation it would all get taken away. There is no reason to accept any less than we had previously unless the company is making less than previously. It doesn't matter what the other employees from other companies make. We are UPS and we should not settle for any less. My wage increases will not offset my losses from an inferior health plan coupled with inflation over the lifetime of this tentative agreement. This is unacceptable.
  12. Notretiredyet

    Notretiredyet Active Member

    Just another reason to vote no on the TA, which I did this morning when the ballot came in the mail.
  13. Up_and_at_UPS

    Up_and_at_UPS Coffee box sniffer

    Amen to that!
  14. Indecisi0n

    Indecisi0n Well-Known Member

    How does dentist C feel about this?
  15. DiligentUPSer

    DiligentUPSer Member

    This is where it gets a little confusing because the printout suggests there is the $1,500 annual maximum but then it goes on to say "Dental Benefits will remain the same as the current UPS benefit. UPS will pay the difference of the C6 Dental Benefit and the UPS benefit."
  16. Nitelite

    Nitelite Member

    Do you have a way of telling? Can you give me a list of local doctors and how much they charge for each procedure? Because as far as I am aware, that information doesn't exist which is why healthcare costs are astronomical.
  17. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    When you get your benefits package from the union you should find a list of local doctors/dentists/optometrists who are participating providers enclosed in that packet. You can also go to the website for the provider of that portion of your medical care to find that information.
  18. Nitelite

    Nitelite Member

    I wasn't asking what providers I can go through under my insurance, I was asking a question which was meant to point out that cachsux's question made no sense. We do not shop for the cheapest doctor to perform a procedure because the information needed to make that decision is non-existent.
  19. gorilla75jdw

    gorilla75jdw Active Member

    I agree , I had throat cancer in 2002 and required radiation , which later led to all my teeth being crowned , due to them being fragile and breaking,chiping . At 1,000 $ a crown and 4 more teeth to be crowned , and I have been in central states (which only pays out 1500.00) its past time for an overhaul in our dental benefits . Please Teamsters make that happen .
  20. oldngray

    oldngray nowhere special

    Yeah, that $1500 is enough for simple cleanings and fillings but not if you need more work done.
    Last year I needed a crown that was $900, so 2 crowns would have put me over the limit.