old brown shoe
30 year driver
Been talking to a guy who has helped a few drivers retire. He said that if you get a good life insurance policy and take the full amount on your pension it would be more money now. If you pass before your wife she would still be taken care of after your gone. Not sure how your pension works but my wife would only get half as much monthly if I passed and it would not be enough to take care of her. Hopefully you have put money into your 401k that you can tap into at 59 1/2 and then things would get allot better. Might want to talk to someone who specializes in helping people retire and get some ideas. Any way good luck and thanks for all your years of service.