Some locals have already raised the age or are talking about doing so. Are we given any time to make a decision once they decide to make a change? I am working on 27 years ft. Our local 639 offers a 25 and out but deducts 5% a year. We just want to get to 30 years with no penalty. Raising the age would be tough since alot of us started driving in our early 20's. Don't want to be the last man standing!