*Supplemental insurance policies pay you cash for unexpected things like this. Afflac is great. I was referring to "flocking together" as making blanket, stereo typical statements about groups of people in certain industries. Pro athletes: nice cars, jewelry, mansions. Soldiers: tattoos, beer, trucks, guns. Lawyers: suits, golf, long hours on cases,etc. Police and firemen who all "live the code" and in almost all cases (few bad apples) exemplify duty, honor, courage in the lives they lead. Us drivers? You are right. Work hard, get things taken away from us little by little, expendable, just want to go home at the end of the day with the little we have and be with our families. Or in my case feed me vices, work on small business, etc.