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I’m native hurricanes won’t get meI’m so glad you and your family are okay. I was worried about y’all.
we have a 2% deductible on insured valueMy roof was damaged in a storm a few years ago. Just a small hole but part of a tree on the roof. The insurance paid 100% to get the weight off the roof right away and do a temporary patch. I had to wait a little while for a permanent repair that I had to pay part of.
We had the paper work in hand before the storm to increase the insured value from what we paid to what it’s worth five years later
Didn’t turn it in before the storm
Would have nearly doubled our deductible