i'm retired so i don't have a vote,but for anybody still working at u.p.s. that wants to retire,they sent us a letter telling us our insurance was going from $50/mo. to $495/mo.(10 times what we're paying,almost 20% of a 25 yr.retiree's net pension check)and can go up every year after this.what they didn't tell us ,is that it is negotiable in the new contract.now if you want to work an extra 5 years ($100/mo/every year over 25 yrs.),you could retire with the same benefits,but wait!the insurance can go up every year,so no matter how many extra years you work you may never be able to retire with the same benefits again.this is absolutely critical for you ,if you want to retire someday.make sure your fellow u.p.s.ers know about this and talk to your union!retirement has been the best years of my life,don't let u.p.s.take it away from you.