Investments, 401K, Etc (on topic)

[Jackburton]

Don’t be a sucker
Invest heavily in the lottery...
And Casinos
Odds are in your favor.

I agree, my daughter that’s getting 80% of her tuition paid for by HOPE appreciates it.

 

[Jkloc420]

Build up an emergency fund first, then crank up the 401k, then if you still have some money, maybe buy a little bit of stock.

no

 

[IVE GOTTA PACKAGE 4U]

no

Why not?

 

[Whitelexus]

I agree, my daughter that’s getting 80% of her tuition paid for by HOPE appreciates it.

She invested in education?! That’s silly! Probability states that with less education comes more opportunity. If you have more kids, try not to make this mistake again

 

[Maplewood]

Do not carry any credit card debt past the 25 day grace period and keep a 0 balance credit card as an emergency fund. Start a Roth IRA for you and your wife and max it out each year. Push come to shove you could use any of your contributions to the Roth as an emergency fund in the future. Having multiple emergency funds is really smart. Max out your 401k too. You will not regret it!

Good advice here, just dont be cofused as i was as a youngster. A roth IRA is NOT thru ups, that would a Roth 401K, which you cannot take even your own, already been taxed money out of until age 59 1/2. Live and learn. Now I have both.

 

[IVE GOTTA PACKAGE 4U]

Good advice here, just dont be cofused as i was as a youngster. A roth IRA is NOT thru ups, that would a Roth 401K, which you cannot take even your own, already been taxed money out of until age 59 1/2. Live and learn. Now I have both.

You ate better off having a separate ROTH IRA than having a Roth 401k

 

[Future]

You ate better off having a separate ROTH IRA than having a Roth 401k

I hate David Lee Roth ....just saying

 

[IVE GOTTA PACKAGE 4U]

I hate David Lee Roth ....just saying

I ain't got nobody

Oh wait I'm not somebody else

@BakerMayfield2018 insert wheelchair gif...

 

[Coldworld]

Something always comes up that you need a little extra cash

Booze and hookers???

 

[IVE GOTTA PACKAGE 4U]

Booze and hookers???

Perhaps

 

[Coldworld]

Perhaps

Morning toots....

 

[Coldworld]

I ain't got nobody

Oh wait I'm not somebody else

@BakerMayfield2018 insert wheelchair gif...

Cool cool....yes yes.... perhaps

 

[What'dyabringmetoday???]

Don’t be a sucker
Invest heavily in the lottery...
And Casinos
Odds are in your favor.

I found a bottle redemption joint that doles out six cents per container. Don't bother asking where- I'm not....giving it up. Lol.

 

[IVE GOTTA PACKAGE 4U]

Morning toots....

Last call

 

[BakerMayfield2018]

Last call

Wrong b*. Just gettin started.

 

[IVE GOTTA PACKAGE 4U]

I

Wrong b*. Just gettin started.

I lift

 

[brownmonster]

You ate better off having a separate ROTH IRA than having a Roth 401k

I ate pretty well with both.

 

[oldngray]

You ate better off having a separate ROTH IRA than having a Roth 401k

I never saw any point to having a Roth 401k. If you get a Roth it should be an IRA. In addition to your UPS 401k.

 

[IVE GOTTA PACKAGE 4U]

I never saw any point to having a Roth 401k. If you get a Roth it should be an IRA. In addition to your UPS 401k.

Some high income earners would not be eligible to have a ROTH IRA., So the Roth 401k is a big advantage for them

The two reasons I have my money in the Roth IRA is
1) many more investment choice

2) if you have Roth money in your 401k you have to take a RMD at 70 1/2

 

[Future]

Some high income earners would not be eligible to have a ROTH IRA., So the Roth 401k is a big advantage for them

The two reasons I have my money in the Roth IRA is
1) many more investment choice

2) if you have Roth money in your 401k you have to take a RMD at 70 1/2

Jesus Christ!