Faceplanted
Well-Known Member
U got trolled brah
FYI, I’m going through a divorce right now because my wife found out I lost 37k this year of our savings. It’s tough man
Investments, 401K, Etc (on topic)
- Thread starter GrabMyPackage
- Start date
FYI, I’m going through a divorce right now because my wife found out I lost 37k this year of our savings. It’s tough man
Dear lord
DriveInDriveOut
Inordinately Right
Your posts indicate you are clearly unhappy with your life choices, and are trying to find a way out of a job you hate. Spreading terrible information about investing is a strange way to cope, but more power to you my guy.
Keep looking for a shortcut to wealth brah, I'm sure it will all work out.
Holy friend*
Brownslave688
You want a toe? I can get you a toe.
Yeah I missed out on a couple prime buys waiting for money to clear.
I got a grand just sitting in my coinbase pro account right now. Need to pull the trigger on something we've reached the bottom
Faceplanted
Well-Known Member
My wife got a huge promotion and I have real estate investments that are providing passive income. Yes your right, I feel like I’m better then my job... im almost to the point of being able to check out of ups. I’m not content as others are, nor will I ever be. My life goal isn’t to drive a feeder till I’m 55 or deliver people dog food and hair dryers till I’m 55. If that’s yours by I’m not gonna hate.
look into quant, amb, holochain, and chainlink. As always dyor. Iv turned autistic and spend a solid 1-2 hours daily researching crypto. It seems like
Btc 5800 is the bottom as it’s been tested as support numerous times.
coins as usual will act slightly different.FYI guys, I lied, I’m down almost 56k this year and my wife is leaving. It’s rough. You guys were right, I should have used a 401k and bright futures fund
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Re-Raise
Well-Known Member
Nobody caresMy wife got a huge promotion and I have real estate investments that are providing passive income. Yes your right, I feel like I’m better then my job... im almost to the point of being able to check out of ups. I’m not content as others are, nor will I ever be. My life goal isn’t to drive a feeder till I’m 55 or deliver people dog food and hair dryers till I’m 55. If that’s yours by I’m not gonna hate.
look into quant, amb, holochain, and chainlink. As always dyor. Iv turned autistic and spend a solid 1-2 hours daily researching crypto. It seems like
Btc 5800 is the bottom as it’s been tested as support numerous times.
FYI guys, I lied, I’m down almost 56k this year and my wife is leaving. It’s rough. You guys were right, I should have used a 401k and bright futures fund
DriveInDriveOut
Inordinately Right
DriveInDriveOut
Inordinately Right
In case anyone else is maxing out their 401k and IRA, you can put 5% of your pay into the 401k after-tax option (not to be confused with Roth) in addition to the 18500 limit.
Then once a year you can do a mega-backdoor Roth conversion via an in service distribution of the after-tax money. That will let you get more than 5500 into a Roth IRA.
So total you can tax shelter 24k plus 5% of your income.
Then once a year you can do a mega-backdoor Roth conversion via an in service distribution of the after-tax money. That will let you get more than 5500 into a Roth IRA.
So total you can tax shelter 24k plus 5% of your income.
Faceplanted
Well-Known Member
Brownslave688
You want a toe? I can get you a toe.
Thank you Dave Ramsey
DriveInDriveOut
Inordinately Right
I want to punch him in the face.
Brownslave688
You want a toe? I can get you a toe.
I really wish the locals would offer some time of new driver financial planning classes.
I mean it's super simple for any new driver to retire a millionaire. Put 10% away the day you make full time. Add 2% each time you get a raise. Boom when you hit full scale you're maxing it out and you'll never miss it. Put everything in broad market funds and sit back until you get 10 years from retirement.
The problem I could see the union having is someone using it as a way to funnel money to a buddy and it gives members finanicial freedom separate from the pensions.
CoffeeStainedUniform
Well-Known Member
I'm not sure if you're trolling or just have a serious problem. Crypto currencies are a huge gamble. A few win, the house gets a chunk but most people lose
Your "autistic" 1-2 hours a day cannot be in the same league as the highly skilled, trained professionals who do that job 10hours a day. It's like playing pickup basketball on thursdays and thinking you're better than NBA players.
Faceplanted
Well-Known Member
Highly skilled professionals... where the vast majority can’t even beat an index fund. That’s not highly skilled
Like I said, I’m privy through certain information through discord that many aren’t. Insider leaks ect. Since crypto is unregulated this stuff is common.
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It's hard to beat an index fund in a hot market. The really good way to tell if you are getting your moneys worth from a manager is, how are you funds doing in a down market.
Faceplanted
Well-Known Member
It doesn’t take an expert to realize that’s when you move a chunk to pm’s and bonds. Elementary level
.Also, buy rhodium
CoffeeStainedUniform
Well-Known Member
No one wants to make you rich. There is usually a reason for "leaks." Typically "tips" are given to strengthen an underperforming or weak fund so that the leaker can sell higher.
I know you're a new investor and aren't going to listen to anyone. You'll have to learn the hard way. You've lost 56k and a marriage this year. What is your stoploss? How much more are you willing to throw down? Be specific so that you can avoid being the sucker your whole life.
